Debt Protection with Life Plus
Your safeguard against the unexpected.
If your life takes an unexpected turn, your family’s finances can be strained. But optional Debt Protection may cancel or reduce your loan payments or balance up to the contract maximums in cases of involuntary unemployment, disability or death. It’s just one more way you can look out for the people you love. We can help you chose which option is right for you.
Gap Insurance
If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a “total loss”, most auto policies only cover the actual cash value of your vehicle…less your deductible. Unfortunately, you are liable for the balance that remains on the loan. Gap protection covers that in between money left on the loan. Ask a loan officer for complete details and a pamphlet.
Low Cost Vehicle Warranties
Many costly mechanical and electrical failures happen AFTER the factory warranty has expired. Avoid expensive repairs by protecting your vehicle. Our warranties are more affordable than those offered by dealerships or other warranty companies. We offer Platinum, Gold, Silver, or Copper protection, each with great coverage. If you would like more information about this service, please call a loan officer at 1-361-991-6178. If you are currently covered by one of our warranties and need to make a claim, call 1-800-331-3780.
Insurance products are not insured by the NCUA. They are not guaranteed nor an obligation of the credit union or its affiliates.
